Affordable Housing
First-Time Buyer Scheme
A €10,000 grant given over a period of 10 years after purchasing your first home.
10% Deposit Scheme
Assisting individuals aged 21-39 with the 10% deposit on home loans.
Housing Benefit Scheme
Assisting tenants in the private sector with their monthly rent to ensure affordable rents.
Equity Sharing Scheme
Assisting individuals aged 30+ (with the Housing Authority as partners) to take on a home loan due to their age and income.
Social Loan Scheme
Assisting low-income earners with a grant of up to €167 per month towards their home loan.
Sir Sid Darek
Opportunity for tenants residing in eligible social housing properties to purchase their residence.
Sir Sid Darek 2
Opportunity for tenants residing in eligible social housing properties in Valletta, Senglea Xatt ir-Risq, Imtarfa, Pembroke, Tignè, Sliema, and Marsaskala Qasam tal-Bujar to purchase their residence.
Sir Sid Darek 2
This Scheme enables tenants of Properties at Valletta, Xatt ir-Risq at Senglea, Mtarfa, Pembroke, Tigne’ Sliema and Marsaskala Qasam tal-Bujar become owners and continue using the property as their ordinary residence. Only those properties which are owned by the Housing Authority and which can be transferred from the Lands Authority to the Housing Authority can be sold under this Scheme.
Grant on First Residence
A grant for first-time buyers covering a percentage of the fiscal receipts submitted for finishing or construction works.
New Hope Scheme
Loan guarantee of up to €250,000 for individuals who face difficulties in taking up a Life Insurance policy due to medical conditions.
Tax Reduction Scheme
Tax incentive for both landlords and tenants on the first €200,000 of the property value when the property is sold or purchased.
Development of HOS Plots
Waiving of the 25% fee usually imposed on the developments of plots allocated through the Home Ownership Scheme, provided that the redeveloped properties will be used by the beneficiaries’ children and not transferred to third parties.